XRP Could Drive the ‘Biggest Economic Shift’ in Decades: Crypto Expert

Vincent Scott, a well-known voice in the XRP community, urged patience while restating a big claim: he called XRP and the XRP Ledger humanity’s “best chance” to change how money moves around the globe.

His message, shared on X, mixed optimism about Ripple’s corporate moves with a warning that legal clarity must come first.

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License Moves And Market Positioning

According to Scott, Ripple’s licensing work, recent acquisitions and new partnerships show the company is lining up for much bigger demand for XRP.

He argued the token’s real value is practical — it can act as gas for transactions or as a bridge currency to move value between different systems.

XRP/XRPL is the best chance we got

We see Ripple the company making all the moves to drive demand and solidify themselves with licensing, acquisitions, and relationships

We know the laws are the goalpost

We understand the concept of it: that XRP is backed by its use to…

— VincentScott (@VincentSco72192) October 26, 2025

Economic And Political Impact

Scott believes these changes could cut fraud, increase competition among banks and other payment providers, and speed up settlements.

He also suggested that if countries needed smaller foreign reserves because payments were easier and cheaper, that would shift long-held financial balances.

That kind of shift could face strong pushback. Scott noted a decentralized payment and reserve setup “ruins the existing power structure,” meaning political resistance is likely.

Community Voices Split

The post prompted a range of reactions from within the XRP crowd. Nenad Stojkovic said Ripple stands out because of its infrastructure and regulatory steps, calling it a rare “serious financial company” in crypto — a view Scott agreed with.

One user, SonOfRichard, argued Ripple’s new product Ripple Prime might lift XRP even without new laws, since it’s already compliant with some rules.

Scott pushed back, replying that real progress still needs clear laws. Other voices were critical; Tommy Raz questioned the company’s top leaders.

He spoke in their favor, saying their actions match the stated mission and that some online comments, especially from Ripple’s CTO David Schwartz, get misunderstood.

I find the #XRP vs ETH debate, and who will outperform fascinating. Certainly Ethereum will fairly soon explode, however, I am coming back to this XRP/ETH chart. Take a look where the bounce occurred and what happened when XRP bounced from that support (twice) in 2017. Also, the… pic.twitter.com/8MlLWi2cjy

— CryptoBull (@CryptoBull2020) October 28, 2025

Market Snapshot And Analyst View

Meanwhile, a separate market watcher, CryptoBull, said Ethereum is set to surge soon but predicted XRP would outperform ETH in the near term.

Based on market moves, ETH recovered 9% to over $4,200 on Oct. 27 while XRP climbed 10% to $2.68 in the same stretch. Both later fell from those highs.

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ETH remains only up 1.4% from its Oct. 22 lows. XRP, by contrast, has kept a 6% gain and sits above the key $2.5 mark.

According to Scott, no major shift will happen until regulators and lawmakers finish their work. He pointed to comments from Rep. French Hill, chair of the House Financial Services Committee, who said Congress could pass the CLARITY Act by the end of the year if the Senate moves.

Featured image from Unsplash, chart from TradingView